After saving a bit here and there for the last 4-5 months, my wife and I were able to take a 10 day vacation to California that included Disneyland! It was awesome. The plane tickets cost us $50 because we used our True Blue miles points. Love it!
October was kind of the perfect storm in an amazing way. My mother-in-law gave us an early Christmas present for our trip, Lindy got paid three times that month, and I got a bonus from work. All of this on top of all the saving we did, we more than covered our vacation. In fact most of my bonus was able to go toward debt and Lindy’s third paycheck was able to go to savings and help out with paying off debt. We are now $188 away from paying off one of her six school loans. So excited!
Here is where we stand now:
Savings: We were able to get back to $1k in savings! Wootz!
Student Loans: We were able to add an additional payment of $1144 toward this. So excited to see this dropping!
Net Worth: Guys! We are almost at a positive Net Worth! We should be there by the end of 2015!
At the start of the year, we had a net worth of -16k and our total liabilities was -$26k! That’s a lot of progress!
Just wondering…why did you guys choose to go on a 10 day vacation instead of just toss everything at your debt?
Great question!
My wife went to college down in California so we go down there once a year to see her friends. We usually only go for 3-5 days though. This trip was different because we wanted to do one big vacation before we started having kids and Disneyland was near the top of that list. We were at a spot financially this year where we could afford it if we planned in advance. So that is why.
We had a good talk after the vacation to just talk about our goals of getting out of debt and saving for a house. So now we are going full steam again into this. We definitely needed that vacation though as a break before going hardcore at it again.
Congrats on the increase!
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